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The Easiest Way to Save Money

You are here: Home / Lifestyle / Money / Budgeting / The Easiest Way to Save Money

August 29, 2016 //  by Home Jobs By Mom//  18 Comments




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This article contains affiliate links which means we receive compensation if you purchase a product through them. Visit our disclosure page for more information.

This post was sponsored by Chime as part of an Activation for Influence Central. I received complimentary products to facilitate my review.

The Easiest Way to Save Money

Sometimes it feels like spending money is as easy as breathing. Everything we do in life costs money. Throw in kids and you have a regular never-ending spending spree on your hands. Every time I turn around the kids need lunch money added to their account or sports fees are due. I hear “I need this for school” and I want or need this or that. And all of that is on top of the normal expenses like the mortgage and electricity. This leaves little room for saving money.

Yes, there are traditional savings accounts that are obviously meant for saving. Hence the name, but when you think about the overdraft and monthly fees it costs to manage such an account, how much can you really save?

As a millennial, I practically live on my phone. I use it daily to keep on top of my emails, social media, and of course to text. It does way more than keep me social, though. I use it to control my thermostat, order groceries and even manage my bank accounts.

saving money with chime

Here lately, I have been using Chime. Chime is a new kind of bank account that makes it easy to manage money with no unnecessary fees right from your smartphone using their iOS or Android app. That means NO monthly fees or minimums, NO overdrafts and ATMs are FEE-FREE at 24,000+ locations! When you sign up via chimecard.com or the app you get a Chime Visa® debit card, an FDIC insured spending account, AND a savings account.

The thing that I think is super cool (Yes, I still say “Cool”!) about Chime is their automatic savings program. Every time you use your Chime card to pay for something whether it’s a bill or baseball lessons the transaction is rounded to the nearest dollar amount and then transferred to your savings account. PLUS every Friday they pay YOU a 10% bonus on your round ups for the week!

save with chime

I went to a restaurant to celebrate my birthday with a friend and used my Chime card. I then got my round up and at the end of the week, I got a 10% bonus on all of them. It was like Chime giving me a birthday present. Funny thing is Chime can give me a birthday present every week the more I use it. Chime allows me to save money without even thinking about! I absolutely think it’s a brilliant idea!!

chime

I am getting ready to switch my work direct deposit to Chime. You know why? When you use direct deposit via Chime you can get paid up to two days earlier! Who doesn’t want their money faster!?

Don’t worry the app notifies you anytime there’s any activity on your account so you’re always on top of your finances no matter where you are. Plus the app has received top ratings on both iTunes and the Play Store for money management apps so you are in good hands.

I found the app super easy and straight forward to use (I am a millennial after all). That’s why Chime is now helping me save like I never could before and I am loving it. Sign up today and save here!

Disclosure

Home Jobs By Mom
Home Jobs By Mom

Krystle Cook – the creator of Home Jobs by MOM – put her psychology degree on a shelf and dived into a pile of diapers and dishes instead. She is a wife and mother to two rambunctious boys, sweating it out in her Texas hometown. She loves cooking, DIY home projects, and family fun activities.

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Reader Interactions

Comments

  1. Sara

    August 29, 2016 at 3:16 pm

    This piggy bank real cute

    Reply
  2. Sarah L

    August 29, 2016 at 8:07 pm

    I only got a smartphone last month so I’m not up on using apps like this.

    Reply
  3. Shanna Uptergrove

    August 30, 2016 at 7:44 pm

    Hmm… this sounds VERY interesting to me. I could sure use the savings A LOT. We just found out we have asbetos in the house (pipes) and to abate the house, it’d be VERY expensive 🙁

    Reply
    • Krystle

      September 6, 2016 at 8:44 am

      I’m so sorry to hear about the asbestos. That’s awful! I know that’s not a cheap task.

      Reply
  4. tara pittman

    August 30, 2016 at 9:10 pm

    I really need to use my phone for things like this. I forget how useful it can be

    Reply
  5. Carol Cassara

    August 30, 2016 at 9:43 pm

    These are really great ideas. In today’s world, the savvy retailer offers many ways to help consumers get a deal.

    Reply
  6. Melanie Smith

    August 30, 2016 at 10:22 pm

    This post is so helpful! Thank you for sharing!

    Reply
  7. Elizabeth O.

    August 31, 2016 at 9:05 am

    I love being able to monitor my accounts online, it makes things really convenient for me. I think this app is awesome. It looks a lot like the interface of Paypal’s app so you know that it’s easy to use and understand!

    Reply
  8. Dawn

    August 31, 2016 at 10:27 am

    I really love all these money saving ideas. I’ll have to implement them for me and my family. Thanks!

    Reply
  9. Taty Pradilla

    September 1, 2016 at 2:34 am

    Well this sounds pretty interesting. I am going to have to check this out and possibly sign up.

    Reply
  10. Ana De- Jesus

    September 1, 2016 at 4:27 am

    Chime sounds too good to be true! Who knew that you could get paid to save money!

    Reply
  11. Rachel Mouton

    September 1, 2016 at 6:07 am

    I have been hearing a lot of buzz about chime! Thanks for breaking it down for us all. I’m going to check it out.

    Reply
  12. Enricoh Alfonzo

    September 1, 2016 at 6:14 am

    this sounds like an awesome and handy app to have. I definitely want to try it out. Always a good idea to save money.

    Reply
  13. Christine Tatum

    September 1, 2016 at 2:17 pm

    I have not heard of this until now. I am going to check it out. Thanks for sharing this info!

    Reply
  14. kathy kenny ngo

    September 3, 2016 at 2:57 am

    Saving is a lot of fun especially if you want to bu something. Thank you for the tips. Continue spreading articles like this.

    Reply
  15. Sarah L

    September 6, 2016 at 12:22 am

    The easiest way to save money is to not spend it.

    Reply
  16. Linda Linneman

    April 23, 2020 at 9:16 am

    I have heard a lot about chime lately. I really do need to get busy and save now. I will be checking this out. Thank you so much for sharing this

    Reply
    • Home Jobs By Mom

      May 14, 2020 at 12:41 pm

      What are you looking to save money for? A nice trip or a nest egg?

      Reply

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