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Whether your rent is due or you just got hit with a giant medical bill, everyone needs a little cushion to make it through the year. Responsible people get hit every day with unexpected expenses and need access to cash immediately.
Taking on a second job can be problematic, with conflicting schedules and expectations. Check out a few sidegigs that can help you generate quick cash without it costing you a dime.
Pick up a quick sidegig
It seems like everyone has a job on the side, whether it’s a multi-level marketing product or a short-term sidegig. Gigs are quick jobs you complete to earn a little bit of cash on the side, but unlike MLM products, sidegigs don’t require you to buy inventory or meet monthly minimum sales.
You can earn a quick buck driving for Uber, delivering groceries for Instacart, or running errands on Gigwalk to supplement your income or pay off bills. They don’t cost anything to enroll as a worker, but some of the organizations take a few weeks for approval.
Signing up ahead of time eliminates the delay, so you can get a quick injection of cash in your wallet as soon as you need it.
Take out an auto equity loan
Your car might be more valuable than you know. Sure, it can transport you to money-earning sidegigs, but the fastest way to get cash is to use your car for a title loan.
Responsible, hard-working people land in emergency situations every day. If you need money right away but can reliably pay it back, you can get a loan based on the value of your car while you continue to drive.
You can find title loans online that allow you to complete the loan process and get the money you need the same day.
Get paid for your opinion
Sites like Amazon Mechanical Turk and Survey Junkie will pay you a few dollars for sharing your opinion or completing simple online tasks. You don’t need a car and can do most of the jobs right from your phone.
You won’t earn a lot, but it’s a good sidegig to make a little money while you’re sitting on your couch.
Flip a free item online for a profit
Even if you don’t own anything valuable enough to sell for a profit, you can pick up something from Craigslist or a thrift shop and flip it. People often give away valuable items before they move or that are no longer useful to them.
Within 2-3 days, you can turn over a few items for a tidy profit. If you concentrate on finding free items, you don’t have to invest anything or risk losing money if it doesn’t sell.
A little elbow grease, a great picture, and a well-written description can make a world of difference in how much and how quickly an item will sell.
Filing for your income tax refund can be a very short-term sidegig
If you’re expecting a refund from your income taxes, you can file electronically for your refund. Most Americans receive tax return refunds within three weeks of submission, but providing a direct deposit account number and filing online can speed it up.
Once you’ve filed your taxes, you may be eligible for a refund anticipation loan if you need the money even faster.
If you need a little extra cash but don’t have time or money to invest in a long-term plan, there are a lot of sidegigs that can help add a little cushion to your budget. It is possible to make money to cover an unexpected bill that won’t cost you a dime.
Krystle Cook – the creator of Home Jobs by MOM – put her psychology degree on a shelf and dived into a pile of diapers and dishes instead. She is a wife and mother to two rambunctious boys, sweating it out in her Texas hometown. She loves cooking, DIY home projects, and family fun activities.