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Even with insurance, visits to the doctor can be extremely expensive. While we’d like to pay a visit every time we feel a tickle in our throats, it just isn’t feasible with co-pay and prescription costs. Fortunately, there are a number of cost-conscious ways to stay healthy and keep your wallet full. Follow these tips to minimize your doctor visits and medication costs.
The same brand of prescription medication may differ in cost between two neighboring pharmacies, so do some research before you purchase. The same goes for lab tests and procedures performed by hospitals and clinics; you may be paying more than you need to for the exact same quality.
Ask Questions over the Phone
Depending on who your doctor is, he may consider answering your questions and concerns over the phone to save you a visit. He may suggest using a certain thermometer to get an accurate measurement of temperature for fevers or recommend other simple solutions to ease your mind.
If you have a preexisting condition and have been on a consistent medication, he may even be able to fill your prescription right over the phone.
Look into Generics
Ask your doctor about the generic version of any medications he wants to prescribe you. There may be an over-the-counter variation that will cost you significantly less. In addition, choose a doctor that will be honest with you about what other medication options you have, rather than trying to make money by encouraging a specific brand.
Search Web MD
For minor ailments, WebMD.com is the perfect stop to check your symptoms and see what measures you can take to alleviate them. It’s free and easy to use, but don’t rely on it fully (especially if the problem seems serious).
Try Mail-Order Medications
Some monthly or consistent medications can be ordered in 90-day quantities and delivered by mail. This is usually a much more cost-effective option than going through the pharmacies. Not all medications apply, but most forms of birth control and other risk-free medications do.
Check Bills for Mistakes
Mistakes happen quite often in the billing process, so it doesn’t hurt to check for them. If you do find that there has been an error and that you’ve been charged too much, don’t hesitate to contact your doctor about it. Chances are you can save yourself a significant amount of money and trouble by keeping your eyes peeled.
This is an obvious tip, but it’s worth the reminder when it comes to saving money in the health department. By encouraging your family to maintain healthy lifestyles, you’ll avoid frequent doctor’s visits and all the other pains that come with sickness in the household. Make sure everyone eats well, drinks plenty of water, and gets enough exercise during the week.
While these tips can help you save plenty of money in the long run, there are times when it’s okay to stop worrying about how much a doctor visit is going to cost. If something is truly wrong, or a child is suffering symptoms you don’t understand, by all means, visit the doctor. While it’s nice to save money on the small stuff, doing everything you can to keep your family healthy and safe is priceless.
1/28/18 All of the puppies had accidents in class today. It just wasn’t a good day for holding bladders apparently LOL!
Krystle Cook – the creator of Home Jobs by MOM – put her psychology degree on a shelf and dived into a pile of diapers and dishes instead. She is a wife and mother to two rambunctious boys, sweating it out in her Texas hometown. She loves cooking, DIY home projects, and family fun activities.